For people planning ahead

Make your money support the life you want.

Freedom looks different for everyone. Pebbls helps you get to yours.

Your goal
Financially free with 12 years in the bank
Today
$412,600 · 4 years
2026
Buy a home
$670,000 · 6½ years
2033
A year off
$825,000 · 8 years
2036
Retire
$1.24M · 12 years
2046
= one year of life as you live it now
How it works

Plan by the moments you’re living toward.

The moments that matter

Mark the big ones, like buying a home, a year off or retiring. They go on your front page, whether or not you’re saving for them yet.

One pebble, one year

Everything you have and everything that’s coming, counted as years of life. Watch them fill up toward the goal you set.

What if…

Keep the car longer, work four days, move to Adelaide. See the pebbles change before you decide.

September
Shall we look back?
The monthly moment

Ten minutes a month, well spent.

Five short steps, based on your bank statement. Curious, never judgmental.

Look back
Spending against plan, with one-offs set aside.
See the drift
How your milestones move if every month were like this one.
Worth a look
Subscriptions and price rises, plus an idea in milestone terms.
One thing to know
One short lesson, drawn from your own numbers.
Set an intention
One or two things to keep in mind next month.
Privacy & security

Your money stays yours.

We know you’re trusting us with something personal, so here’s how we look after it.

Kept in Europe.
Your data is stored in the EU and protected under GDPR.
Your name lives apart from your numbers.
We keep your name and email separate from your financial data. Personal details like transaction descriptions and notes are encrypted with a key unique to your household.
We read your statements, then delete them.
Bank statements are deleted as soon as they’ve been read. We never store account or card numbers, and we’ll never ask for your bank login.
We don’t look without asking.
To be honest, like any service we could technically reach your data. We’ve built Pebbls so we’d have to go out of our way to do it. We never look without your permission, and every access is logged.
You’re in control.
Everyone signs in with two-factor login, so a password alone is never enough. You can export or delete everything whenever you like.
Early users

What people say after a month.

“I finally feel in charge of our finances.”
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“The first month helped me save more than $200 a month.”
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“The first money app that talks about my life, not just my numbers.”
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Pricing

One simple price.

Every plan, every monthly moment. Invite a partner at no extra cost. Cancel any time.

$23
a month
Milestones and what-ifs
The monthly moment
Statement upload and subscriptions
Early members help shape what we build. No spam, unsubscribe any time.
You’re on the list. We’ll be in touch when Pebbls opens up.
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Questions

Good to know.

Do I need to connect my bank?
No. Once a month you upload a bank statement, and we read it and delete it. We never ask for your bank login.
What does financially free mean here?
You decide. Set how many years of your current life you want in the bank, and Pebbls shows how close you are at every milestone.
Is this financial advice?
No. Pebbls helps you see where you stand and try out what-ifs. It doesn’t recommend specific investments or products.
Where is my data kept?
In the EU, protected under GDPR. Your name is kept apart from your numbers, and you can export or delete everything whenever you like.
Can I share it with a partner?
Yes. Invite a partner at no extra cost and plan together, each with your own login.